The next sentence: ¿Puedo pagar con tarjeta de crédito?
You are sitting in the back of the taxi powdering your nose; there is an elephant standing on a tin (puedo). You pick up the tin and talk like a parrot, which is surprisingly easy to understand (pagar).
Up front the driver is spreading jam on a slice of bread (con) and wearing a camouflaged, very soft chain around his neck with a cup on it (tarjeta). Then he thinks for a moment (de) and asks whether you would like credit – that would be absolutely fine (crédito).